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Te-RAY-sa's 11%

Geez, no wonder she wanted to keep her tax returns secret.

Democrat John Kerry's wife, Teresa - one of America's richest women - had over $5 million in income last year, but paid a lower tax rate than an ordinary person earning $50,000, according to a campaign statement released yesterday.

The campaign said Mrs. Kerry, who files her returns separately from her husband, had $5.1 million in income and paid at least $587,000 in federal taxes - a rate of 11.5 percent.